Expense report! Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.
Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon. Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like an overachiever tracks their New Year’s resolutions.
How else will you know when your Hoard is big enough?
Without further ado, here are the numbers for December (rounded to the nearest dollar):
Utilities (electric, gas, water, sewer, trash, internet): $93
Cell phones: $46
Restaurants/fast food/bars: $202
Insurances (car, personal property, life, dental): $64
Home improvement: $110
The Goblins category is a catch-all for stuff that we don’t always spend money on. All the little budget goblins that steal our money throughout the month. This month it included a pack of blank DVDs, some tolls, and a random $25 because I’m sure I forgot some cash transactions over the holidays. I was too busy enjoying myself to keep a close record of cash transactions. 🙂
I am honestly shocked at how low this is. I didn’t keep track of our spending as it was happening and didn’t really spend much time online at all. But it seems like we were eating out and getting beers with friends quite a bit. We traveled for about three weeks around Christmas and New Year, and it certainly seemed to me that we were being pretty spendy. I guess not.
The gifts category is pretty small, but that’s sort of misleading because we did some gift shopping in January. We were with my family on Christmas day (we don’t do big gifty Christmas at all), and we had Christmas 2.0 with Mrs. Dragon’s family after the New Year. Naturally we put off shopping until the last minute! So we will have some carryover in January in the gifts department.
As for healthcare, Mrs. Dragon got a sinus infection and cold, so we had a copay, some prescription drugs, and some over-the-counter drugs to purchase. Not too bad really. I’m counting it as a good thing that we basically have to buy new medicine every time we get sick because the old ones are expired.
The home improvement category could have been more accurately named “yard maintenance” this month. We had two trees come down in the backyard* and I ended up purchasing a chain saw to take care of it. I swear I asked about 5 people if I could borrow one and no one had one. Then I was thinking about renting one from the local big box store but it would have been about half the cost of the chainsaw to rent one, so I just bought one. I’m now the proud owner of a chainsaw. Come at me, bro.
Otherwise things were business as usual in December. Gas was high from traveling, but we purchased the plane tickets last month so the total travel expense was minimal this month.
As I said above, I am shocked we did so well. Woo! Here’s to ending 2015 right!
On the other hand, I already know that the first few months of 2016 will be expensive. There are some items around the house that Mrs. Dragon has been wanting for a while and we’ve decided to pull the trigger on several this spring. The upshot is that a few are DIY projects for me. Score! I’ll try to post some pictures of these as I accomplish them. I really love projecting and am hoping they turn out well.
*As an aside, one of the trees was full of BEES!!! I started cutting it up and they were flying around everywhere out of the trunk attempting to give me a flesh wound! Anyway, I had to spray the shit out of the opening and leave it for a day. Sorry bees.
** I didn’t originally have the above asterisk, but Mrs. Dragon exclaimed, “I can’t believe you didn’t say that one of the trees was full of bees!” So, if you liked the bee anecdote, you can thank Mrs. Dragon in the comments. 🙂