Expense report! Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.
Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon. Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like you track calories in January.
How else will you know when your Hoard is big enough?
Without further ado, here are the numbers for December (rounded to the nearest dollar):
Utilities (electric, gas, water, sewer, trash, internet): $201
Cell phones: $23
Restaurants/fast food/bars: $116
Insurances (car, personal property, life, dental): $288
Home improvement/maintenance: $22
Baby stuff: $40
The Goblins category is a catch-all for stuff that we don’t always spend money on. All the little budget goblins that steal our money throughout the month. This month it included a subscription to Amazon Student because I forgot to cancel my free trial. Whoops! That’s how they get you!
We were hosting family and traveling in December so some of our expenses here are a reflection of that. Gas spending was up and we also got an oil change. Entertainment was up as well. Some of that was going to see the new Star Wars movie which we both really liked despite hearing mixed reviews about it.
Baby stuff was diapers and a few other random things. And the gift money was Christmas presents. We don’t really do gifts for adults in my family but we do for Mrs. Dragon’s family, plus there are several nieces and nephews (most of whom received books 🙂 ).
Hobbies was mostly sewing projects for Mrs. Dragon. The clothing spending was up this month because of some things we got for Baby Dragon, new jeans for Mrs. Dragon and me, and a few other odds and ends.
In healthcare, we are still paying for insurance while Mrs. Dragon is out of work. The other $75 is for three copays for Mrs. Dragon’s therapist. She started having a tough time with some postpartum anxiety so she has been seeing a therapist about every other week and it’s helped a lot. We are big fans of mental health and therapy!
That sums it up. While $2,696 is still more expensive than we’d like it’s much better than some of our recent months. January will be high again but after that we expect our spending to be under $2400 for several months. Here’s hoping!