Expenses: September 2015

ExpensesExpense report!  Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.

Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon.  Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like a kid tracks candy on Halloween.

How else will you know when your Hoard is big enough?

Without further ado, here are the numbers for September (rounded to the nearest dollar):

Mortgage: $694

Groceries: $303

Utilities (electric, gas, water, sewer, trash, internet): $318

Cell phones: $46

Netflix: $9

Gym: $8

Restaurants/fast food/bars: $50

Insurances (car, personal property): $34

Gas: $35

Home improvement: $40

Travel: $0

Education: $0

Healthcare: $0

Gifts/Charity: $100

Goblins: $142

TOTAL: $1679

The Goblins category is a catch-all for stuff that we don’t always spend money on.  All the little budget goblins that steal our money throughout the month.  This month it included an audition fee for Mrs. Dragon to be in the local production of The Nutcracker (she made it!), two departmental t-shirts that were sold as a fundraiser for a student group where we work, a hefeweizen beer brewing kit, a bottle of tequila, and two tickets to a local craft brewing event.

I’m pretty stoked about the craft brewing event. There should be over 50 breweries there.  The basic idea is you go around drinking samples of what they brought on tap and talking about beer with them.  Awesome.  Speaking of beer, I already brewed and bottled the hefeweizen kit and it should be ready to drink in about another week.

I can’t remember if I’ve mentioned it before on the blog, but Mrs. Dragon takes an adult ballet class.  That’s where she found out that they were having auditions for adults to dance in the “adult party” scene of The Nutcracker.  So now she’s going to get to show off her skills on stage.  She’s quite excited about it.

The gift line item is a donation we made to a friend who was competing in an Ironman and was raising money for the Leukemia and Lymphoma Society.

The restaurants were both trips to bars (lots of booze expenses this month).  One trip was to a local brewery and the other was to a bar downtown to hangout with some friends.  Money well spent on both occasions.

Utilities were high this month because we ended up paying two electric bills in September.  We paid one at the very beginning of the month and then paid the next bill a little early at the end of September.

The spending this month was crazy low. That is mainly because we were too busy to spend money in September. We were both really busy at work and so most of our days didn’t have much down time.

Plus we almost always eat in and it takes time to prepare meals and clean up afterwards. However, most of the time we are not really tempted to eat out anymore. The food we make at home is delicious and it takes more time to go out than to eat in most of the time.

I guess that wouldn’t be true if we were eating fast food, but we very rarely eat fast food.  Basically only when we are traveling/roadtripping.

Back in July I said that we should be able to end the year with spending under $2500/mo and hopefully have some months under $2000. Well August was $2071 and now September is a whopping $1679! I’m hoping that both October and November will also be under $2000, but then I expect spending to spike in December for holiday travel.  We’ll see.

How did we do? Was your September more on the spendy or frugal side?

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4 thoughts on “Expenses: September 2015

  1. Wow great job keeping the expenses down. September was a frugal month for myself. I do a decent amount of travel, and I had zero flights hit my expenses in September and I did my best to bring lunch to work more and stop getting take-out.

    • Thanks. Yeah, packing lunch is definitely a big money saver. We usually make a big slow-cooker meal on Sunday and take it for lunch throughout the week. Our 5-quart slow-cooker is just big enough to make 5 lunch portions each for me and Mrs. Dragon, so it works out pretty well 🙂

      Funny how timing can really affect month-to-month expenses. Flights for you, and the extra utility bill for us. Just another reason why it’s important to keep track over a long-ish period of time to know much you’re spending. Out of curiousity, what’s your go-to takeout?

  2. Nice job on the expense report. Unfortunately, our monthly budget was a little more than we wanted due to Fincon, but the trip and experience was well worth it. I didn’t know Charlotte has a butt load of breweries!

    I agree with Fervent Finance that lunches are a big money saver. Tell Mrs. Dragon congrats on landing a part on The Nutcracker!

    • Thanks, man. Some months are up and some are down, but the average is what’s important right? I bet Fincon was a blast. I read Mrs. Budgets’ review and it sounds like you guys had a great time. Charlotte (and NC in general) is packed with breweries. I hope you got some good samples in 🙂

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