Mrs. Dragon and I are officially home owners! As I mentioned in previous posts, we were in the process of buying a house, and we closed earlier this month. To be clear, I am not someone who thinks that everyone should own their own home. In lots of cases, it may make more sense to rent.
However, we knew we were going to purchase a home in our new city (we moved here last summer for jobs). It was only a matter of when.
Neither of us have ever owned a home before, so we’ve never taken out a mortgage before. In case you haven’t heard, it’s a huge pain in the ass. In theory it’s a relatively simple thing. You want to buy a house, the bank gives you the money, and you use the property as collateral on the loan.
In practice, however, it is a well-oiled machine of cluster-fuckery. There were all sorts of last minute snags that were totally avoidable.