Expenses: August 2016

ExpensesExpense report!  Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.

Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon.  Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like southern boy tracks college football scores.

How else will you know when your Hoard is big enough?

Without further ado, here are the numbers for August (rounded to the nearest dollar):

Mortgage: $710

Groceries: $562

Utilities (electric, gas, water, sewer, trash, internet): $239

Cell phones: $23

Netflix: $9

Gym: $8

Restaurants/fast food/bars: $0

Insurances (car, personal property, life, dental): $288

Gas/Car: $119

Home improvement/maintenance: $0

Travel: $0

Healthcare: $53

Entertainment: $0

Hobbies: $0

Gifts/Charity: $572

Clothing/Shoes: $0

Baby stuff: $0

Goblins: $61

TOTAL: $2,644

The Goblins category is a catch-all for stuff that we don’t always spend money on.  All the little budget goblins that steal our money throughout the month.  This month it included two counter-height folding chairs to have as extras for our dining room table.

You might have noticed that our insurance costs went way up this month. This is our new normal level.  The increase comes from increased life insurance for both me and Mrs. Dragon and from including Baby Dragon as a dependent.

The gift money was a plane ticket we bought my brother so that he can come visit us over Thanksgiving. My mom will also be coming and we are really looking forward to the extra time with family over the holidays. We like our jobs a lot, but living so far from family is not ideal.

Otherwise the expenses from the month were pretty unremarkable.

The healthcare spending was paying for some labs when Baby Dragon was born.

We also spent $90 on a parking pass this year, which drove up the Gas/Car category for the month.

All-in-all just another month in the books.  I expect that September will be quite a lot more expensive for a variety of reasons.

After I told Mrs. Dragon our total for August, she replied “So, basically it was a normal month other than the plane ticket.  It seems like every month is normal except some random big expense.”

Truer words have never been spoken.  That’s why it’s so important to track your spending over a long period of time so that you have an accurate picture of what your spending looks like, including all those “surprise” big expenses throughout the year.

I previously thought we might have some low spending months to end the year, but it looks like we might have some large numbers instead.  I guess we’ll just have to wait and see how things turn out. Don’t worry though, I’ll keep you posted. 🙂

How was August for you? Now that we’re two thirds of the way through 2016 is your spending above or below what you thought it would be?




The Hoard: August 2016
The Hoard: September 2016

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The Hoard: August 2016

Every good dragon has a hoard.  You know.  The collection of gold, jewels, and other valuables that the dragon guards...