Expenses: January 2016

ExpensesExpense report!  Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.

Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon.  Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like you keep track of winter ice.

How else will you know when your Hoard is big enough?

Without further ado, here are the numbers for January (rounded to the nearest dollar):

Mortgage: $694

Groceries: $435

Utilities (electric, gas, water, sewer, trash, internet): $189

Cell phones: $46

Netflix: $9

Gym: $8

Restaurants/fast food/bars: $162

Insurances (car, personal property, life, dental): $64

Gas: $59

Home improvement: $500

Travel: $0

Healthcare: $274

Entertainment: $0

Hobbies: $144

Gifts/Charity: $36

Clothing/Shoes: $9

Goblins: $386

TOTAL: $3015

The Goblins category is a catch-all for stuff that we don’t always spend money on.  All the little budget goblins that steal our money throughout the month.  This month it included an 8′ x 10′ area rug ($300+), a Phillips wake-up light, a photo book of our Belize trip, a $1 pint glass (my favorite football team and I couldn’t pass it up for a buck!), mailing my brother’s keys back to him (whoops!), tolls, and $20 just for good measure and because I’m pretty sure I’m forgetting some small stuff.  We had a lot more cash transactions than usual while traveling over the holidays.

Groceries were higher than normal because we chipped in for groceries a time or two while traveling and we had a big shopping trip to re-stock our fridge when we got back. We went scorched earth and ate up everything before we left and had to re-up on some staples.

Restaurants was high too (lots of spending on food last month!). We had some mandatory work dinners (we were interviewing candidates for a position in our department) and we were still traveling at the beginning of the month.  Not too bad all things considered.

As I foretold in the last update, home improvement was expensive this month. I’m in the process of building a pantry at the house and this price tag includes lumber, paint, an R3 kreg jig, some other tools (like a quick square and level), a workbench, and lots of miscellaneous stuff that goes with a project like this.  I really enjoy working with my hands so I like having this project.  But so far all I’ve done is cut, sand, paint, repeat!  That shit gets old fast (especially the painting).  Luckily I’m basically to the assembly part now, so it’s on to the fun stuff!

The hobbies line item is for blog hosting renewal. I really enjoy blogging when I have the time. Lately I haven’t been very good about it, but I’m still managing to at least get the expenses and hoard updates in.  Plus I really like keeping myself accountable for checking our financial status.  It’s definitely a luxury, but I can live with the expense. 🙂

Most of the rest was par for the course other than healthcare.

Now I have to admit I’ve been keeping a secret from you, dear readers.  We are expecting a tiny new dragon this summer!  Cue the music. Cue the other music.

That comes with lots of baby visits and other sundry price tags.  I will actually be very interested to see how the little tyke affects our spending levels.  Of course, I’ll be sharing all the financial details in case you’re interested.

All told it was a really spendy month, but we knew it would be.  The rug and pantry project together were more than $800 which is a substantial premium on top of our normal budget.  Hopefully things will taper down for a few months until we get the hospital bill. 🙂

How was your January? Still think we can make our goals with a new family member in tow?

House Buying 101
We're Expecting a Baby Dragon!

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