Expenses: June 2015

ExpensesExpense report!  Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.

Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon.  Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like Tina tracks butts.

How else will you know when your Hoard is big enough to accomplish what you want?

Without further ado, here are the numbers for June (rounded to the nearest dollar):

Mortgage: $800 (includes ~$105 extra principal payment)

Groceries: $423

Utilities (electric, gas, water, sewer, trash, internet): $164

Cell phones: $46

Netflix: $8

Gym: $8

Restaurants/fast food/bars: $124

Insurances (car, personal property): $34

Gas: $43

Automotive: $89

Home improvement: $30

Travel: $681

Goblins: $337

TOTAL: $2787

The Goblins category is a catch-all for stuff that we don’t always spend money on.  All the little budget goblins that steal our money throughout the month.  This month it included some ribbon from the Dollar Tree, supplies to build a temperature controller for a mini fridge, ukulele strings, a board game, some gifts for a bridal shower, a $200 Amazon gift card, and a ticket to a boat drag-race show.

The boat drag-race was a lot of fun.  The fastest run was 0 – 261 mph in about 3.6 seconds on a boat with about 10,000 horsepower.  That’s not a typo.  This type of event is not really typical for me, but a friend invited me and it was a lot of fun.  Mrs. Dragon was out of town for the above-mentioned wedding shower, so it was nice to get out of the house.

The temperature controller is so that I can brew beer during the summer.  For all you aspiring homebrewers out there, controlling the temperature during fermentation is pretty much the number one thing you can do to improve the quality of your homebrew.  Besides keeping all your equipment sanitized, of course :).

The $200 Amazon gift card was purchased to meet the minimum spend on the last of my credit cards from travel hacking.  A new update on the Travel Hacking Experiment is coming soon.  I promise.

Groceries and restaurants were both a little higher than normal this month because we had a house guest for about a week in June.  A friend of ours came out for a visit, so we went out a couple of times and kept more food in the house.  We also bought some supplies from Sams, which we only do every other month or so.

The $8 gym charge this month is one that we’ve actually been paying since I started this blog.  Whoops!  Mrs. Dragon and I each pay $4/month for access to the gym at work.  It gets deducted automatically from our paychecks so I forgot to include it in the previous reports.

The automotive category includes changing the addresses on both our driver’s licenses and renewing our car registration for the year.

Home improvement is down drastically this month.  Woo!  This is more like the level of spending I’d like to maintain now that we’re basically settled in the new place.  We bought some work gloves, weedeater string, and a few other odds and ends.

The travel category was large again.  This is mostly pre-payment on our international vacation in July. I won’t spoil the surprise here, but I will have a post that talks about it in a Travel Hacking Experiment update.  One little tidbit: the plane tickets to our destination make up $136 (in taxes and fees) of the travel expenses for this month.  We also rented a car for the wedding we attended last month, which shows up here.

All in all, I’d call this month a success. We spent under $2800 even with almost $700 spent on travel.  Like I said last time, this fall I expect several months below the $2200 mark, since our last pre-planned big expense is this international vacation.  We’ll see how that pans out.  Stay tuned.

How do you think we did? How were your expenses last month?

The Hoard: June 2015
Why We Invest Vs Paying Off the Mortgage

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The Hoard: June 2015

Every good dragon has a hoard.  You know.  The collection of gold, jewels, and other valuables that the dragon guards...