Expenses: March 2016

ExpensesExpense report!  Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.

Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon.  Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like a Villanova player tracks the game winning shot.

How else will you know when your Hoard is big enough?

Without further ado, here are the numbers for March (rounded to the nearest dollar):

Mortgage: $710

Groceries: $472

Utilities (electric, gas, water, sewer, trash, internet): $612

Cell phones: $46

Netflix: $9

Gym: $8

Restaurants/fast food/bars: $117

Insurances (car, personal property, life, dental): $64

Gas/Car: $66 + $118

Home improvement: $132

Travel: $0

Healthcare: $0

Entertainment: $0

Hobbies: $108

Gifts/Charity: $0

Clothing/Shoes: $65

Goblins: $12

TOTAL: $2539

The Goblins category is a catch-all for stuff that we don’t always spend money on.  All the little budget goblins that steal our money throughout the month.  This month it included a receipt book from Office Depot.

You might notice that utilities were insanely high this month.  Don’t worry, we didn’t go energy crazy.  We are still slowly travel hacking and I ended up needing a few hundred extra dollars to meet the minimum spend on our most recent card, the Chase Sapphire Preferred. So I pre-paid our electricity bill to the tune of $500. Basically we just won’t have an electricity bill for the next couple of months.

Automotive spending was up this month.  Some bulbs in the rear of the car went out, so I ended up replacing all the bulbs in the back. We also spent more on gas than usual because we took a short three-hour road trip to attend a wedding. I didn’t include this in travel spending because we stayed with a friend overnight so the only cost was gas.

The home improvement category was most paint and painting supplies for the nursery.  I’m happy to report that the nursery in now a pleasant green, rather than gunmetal gray. I also bought a couple of yard tools and we re-covered our headboard.  You could argue that the headboard fabric shouldn’t be in home improvement, but then you’d be a jerk. 🙂

Green Nursery

The hobbies money was spent for quilt making supplies.  Mrs. Dragon is in the process of making a t-shirt quilt.  I’m pretty stoked to see the final outcome.  Anyway, we bought batting and fabric for sashing, edging, and other quilting words.

The $65 in clothing was for nursing bras. You may or may not know that a woman’s body changes pretty dramatically when they start carrying a child.  Thanks to a badass friend who gave Mrs. Dragon a ton of maternity clothing, we haven’t had to spend much on pregnancy/baby stuff yet.  But, spoiler alert, we already spent some money on baby stuff in April, so that will show up in the next report.

Everything else was business as usual. I’m actually really happy with last month’s spending.  The $2539 price tag seems a little high, but if you take away the $500 utilities pre-pay, we were right around our long-term goal of $2000/month.

I have no idea how our spending will change once Baby Dragon gets here, but as of right now, I don’t think it’s going to change too dramatically.

How was March for you?  Are you on track for your financial goals through the first quarter of 2016?

The Hoard: March 2016
2015 Taxes and Savings Rate

2 thoughts on “Expenses: March 2016

  1. All the stories I read on travel hacking and pre paying bills make me want to move to the US! Really cool you can do that.

    Babys need a lot of stuff to get started. We actually got a lot of clothes from friends and family. They grow so fast the first months… Some items they could only wear once or twice before it was too small.

    • It’s definitely nice to be able to get some free travel perks by responsibly using credit cards. We don’t go all-out like some people do, but we’ve been getting a single card at a time for a little while now and it definitely adds up.

      As for the baby, we’ve just started buying things. Luckily, we have siblings with small children so they are a great resource in terms of what we will need vs what’s optional.

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The Hoard: March 2016

Every good dragon has a hoard.  You know.  The collection of gold, jewels, and other valuables that the dragon guards...