Expenses: October 2015

ExpensesExpense report!  Since I’m a total voyeur for finance, these types of details are exactly the kind that I love to read on other people’s blogs.

Don’t get me wrong though, these numbers are primarily written for me and Mrs. Dragon.  Every good FIRE breather knows that to be successful, you have to track your expenses. You have to track them like 007 tracks bad British dudes.

How else will you know when your Hoard is big enough?

Without further ado, here are the numbers for October (rounded to the nearest dollar):

Mortgage: $694

Groceries: $413

Utilities (electric, gas, water, sewer, trash, internet): $220

Cell phones: $46

Netflix: $9

Gym: $8

Restaurants/fast food/bars: $13

Insurances (car, personal property, life, dental): $64

Gas: $36

Home improvement: $0

Travel: $11

Healthcare: $0

Entertainment: $167

Hobbies: $150

Gifts/Charity: $0

Goblins: $165

TOTAL: $1996

The Goblins category is a catch-all for stuff that we don’t always spend money on.  All the little budget goblins that steal our money throughout the month.  This month it included some socks for me and a pair of boots for Mrs. Dragon, some apple juice for brewing a malted cider, a few knick knacks for Halloween, a fall scented candle (Mrs. Dragon wants that pumpkin spice!), mailing several packages, and a 10 amp fuse for the car.

The taillights went out in our car last month.  I was afraid it was going to require trouble shooting the dozen or so electrical wires in the trunk, but it turns out it was just a blown fuse.  Score! I love easy DIY fixes.

In other news, the siren call of pumpkin spice got us again this fall.  While we were buying the apple juice for the cider Mrs. Dragon got lured in by the holiday scented candles.  She actually went with a cinnamon one, but it’s all the same.

The groceries were quite expensive this month.  This is mainly because we buy about $100 of protein powder (two 5-pound tubs) every couple of months and this was the month.

Expenses were largely business as usual this month, but there are a couple of things worth pointing out.  The first is that we spent $167 on entertainment.  This was for tickets to see The Book Of Mormon.  We found out they are currently on tour and will be stopping relatively near us.  We like theater, so we’re pretty pumped about this show.

Another purchase worth noting is the $11 spent on a plane ticket to Portland, OR.  Travel hacking for the win! If you’ve been reading the blog for a while, you might remember that we went out to Portland in March to run a half-marathon.  I went back to the Pacific Northwest to see my buddy get married. The $11 was just taxes and fees for the plane ticket.  We’ve saved over $1000 on plane tickets this year from travel hacking.  That’s some serious cheddar! Winning.

The last thing I want to mention is the $150 on hobbies. There are a couple of brewing ingredients in there, but the bulk of the cost is for Mrs. Dragon’s ballet class.  Our town offers an adult beginner ballet class and Mrs. Dragon has been taking classes and really loving it. They sell 10-class passes at a discount and she decided to buy in bulk this time since she knows she enjoys it.

Spending could have been lower, but I’m totally happy with this level. We spent money on things we really enjoy. Theater tickets and hobby costs are “unnecessary” but we’re not really into self-deprivation.  Plus, by spending on things we care about and being frugal elsewhere, we still managed to stay under $2000 for the month!

I’m actually pretty surprised we were under $2000 this month.  It felt like a really loose/luxurious month. We actually spent a little more than that, but my trip to Portland was at the end of the month, so most of the expenses for the trip didn’t show up on the credit card until the beginning of November.

Speaking of November, there is no way we will stay under $2000 next month. We went ahead and bought Christmas plane tickets this month and they were almost $800. No matter. We’ve been finished the year really strong, so I’m quite happy with our progress.

If we can manage to keep things in check while traveling over the holidays we should end the year in good shape.

How was your spending last month?  Have the impending holidays affected your spending yet?

Freshman Finance: Credit Cards
The Hoard: November 2015

2 thoughts on “Expenses: October 2015

    • You’re telling me! We buy an unflavored unsweetened variety. Fitness Labs is the brand. We’ve been buying it for a few years now and no complaints so far.

      Yeah, $8/mo for the gym is a helluva good deal. It’s really cheap because faculty get a discount on gym membership at the rec center on campus. Not available to everyone, but I’m sure glad we get it so cheap!

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